Why We’re Thankful for Our Investors (and Why You’ll Be Thankful Too!)

At the core of the Blue Vikings Income Fund’s success are the committed investors who entrust us with their capital. It is an honor and a privilege to partner with you. Our commitment to you drives our standards of diligence, transparency, and performance that we believe make this fund a differentiated opportunity. As we reflect on the journey so far and the evolving market backdrop of 2025, we want to share why your participation matters—and how you benefit from our collective work.

Your capital enables us to step into a market environment in which traditional bank financing remains constrained and real‑estate lending opportunities are expanding. Around the start of 2025, new commercial real‑estate lending volume rose 13% from late 2024 and more than 90% compared to a year earlier, underlining both the demand and the opportunity. Private credit and alternative debt markets are also growing; industry reports place the addressable private‑credit market at well over $30 trillion. Your investment allows us to act in a domain of increasing market need and growing structural supply.

We appreciate the patience and trust our investors bring. Unlike the public markets, where volatility and sentiment shifts can quickly disrupt performance, our model is designed for stability through underwriting rigor, asset‑backed collateral, and short‑term investment structures. In a year in which public market returns have been challenged and real‑estate segments remain uneven, having a steadier alternative has real value. Because you remain aligned with this long‑term mindset, we can focus on strong borrower selection, first‑position security, and disciplined underwriting rather than chasing short‑term gains.

Here is how you benefit as an investor: first, you gain access to a strategy that aims for preferred returns in the range of 7% to 10% annually, distributed monthly. While many traditional savings, CDs, or direct real‑estate opportunities may yield less in today’s rate environment, your capital is structured to earn more—while maintaining liquidity after an initial holding period. Finally, your capital is positioned in a diversified pool of short‑term loans rather than being locked into one single property or lengthy timeframe. That means spread risk and greater flexibility.

We are also grateful for the collaborative feedback and engagement we receive from our investor community. Looking ahead, the broader context remains encouraging. With banks stepping back and regulation tightening, private credit and real‑estate‑lending vehicles are filling gaps for borrowers. At the same time, investors are increasingly seeking portfolio diversification, steady income, and less correlation to public markets. That dynamic means your investment is operating in a purposeful niche. Because you trust us to lend to qualified borrowers, secure assets, and manage risk, we are able to drive the fund’s mission forward—and you are positioned to share in the outcome.

In closing, we want to say thank you—for your faith, your patience, and your partnership. Because you have chosen to invest with Blue Vikings Capital, you are not just part of a fund. You are part of a purposeful strategy built to generate income, protect capital, and adapt with changing markets. Our thanks are sincere. More importantly, the benefits of this model—income, transparency, diversification, and alignment—are yours to enjoy.