Income Fund

Some houses look scary at first. The roof might be leaking, the walls might be cracked, and the kitchen could still be stuck in the 1970s. These homes are often called "fixer-uppers." They look like a nightmare, but for smart rehabbers, they can turn into sweet profit opportunities.

Fixer-uppers are homes that need repairs or updates. They sell for less because most people do not want to deal with the work. But if you know what to look for and how to renovate wisely, these scary homes can becom…

Let me ask you a bold question:

Would you ever practice unprotected lending?

It sounds ridiculous, doesn’t it? But the truth is—most private lenders do it all the time. And often, they don’t even realize how dangerously exposed they are… until it’s too late.

Even smart, experienced lenders fall into risky habits. I’ve made the mistake myself. In this post, I’ll show you what “safe lending” really looks like, why so many people don’t do it, and how to protect yourself—especially if you’re lend…

A Time of Change

In 2025, the financial world is still adjusting. Interest rates remain high, inflation continues to impact costs, and many banks have tightened lending. Property values are shifting in some markets. Some investors are feeling uncertain about where to place their money safely. These conditions make it more important than ever to choose investments that are designed to weather economic ups and downs.

At Blue Vikings Capital, our focus has always been on capital preservation firs…

What Most People Choose—and Why It May Not Be Enough

Many people keep their savings in traditional bank accounts or certificates of deposit (CDs). These options feel safe, and they are easy to understand. However, they also offer very limited growth. As of July 2025, the national average interest rate on regular savings accounts is around 0.6% per year. Even the best high-yield savings accounts offer about 4.4% annual percentage yield (APY), and top CDs with terms of six to twelve months are pa…

Fall is coming. That means it’s time to stop sitting around waiting for cooler weather and start getting your renovation plan together.

Whether you’re flipping houses, fixing up your own place, or just trying to beat the winter slowdown, fall is the perfect time to renovate. But let’s be real—renovations cost money. A lot of it. And if you’re thinking, “I’ll just wait and save up,” that’s like saying you’ll build a house with duct tape and hope the wind doesn’t blow.

That’s why smart investors…

The Mid-Year Financial Checkpoint

June marks the halfway point of 2025—a pivotal moment to reflect on your financial journey. Whether you're aiming for early retirement, building passive income streams, or simply seeking financial stability, now is the time to evaluate your progress and recalibrate your strategies.

1. Reassess Your Financial Goals

Begin by revisiting the financial goals you set at the start of the year. Are you on track to achieve them? If not, identify the obstacles and cons…

Investing always involves a degree of risk, but at Blue Vikings Capital, we've developed a robust framework to minimize exposure while maximizing returns. The Blue Vikings Income Fund is designed to provide accredited investors with consistent, fixed returns through a diversified portfolio of secured real estate loans. Here's an in-depth look at how we mitigate risk to protect and grow your investment.

Diversification: Spreading Risk Across Multiple Loans

Diversification is a cornerstone of ou…

The Balancing Act Between Liquidity and Returns

One of the biggest challenges investors face is choosing between liquidity (access to their money) and higher returns on investment. Traditional options often force a trade-off:

• Savings accounts and CDs offer liquidity but yield low returns (often below inflation).
• Stocks can generate higher returns but come with market volatility
• Real estate offers great returns but requires long holding periods.

At Blue Vikings Capital, we believe you sh…

In the world of investing, cash flow is king. Whether you’re a retiree looking for a steady income stream, a busy professional seeking passive earnings, or a high-net-worth investor diversifying your portfolio, monthly distributions can be a game-changer.

Unlike traditional investments that pay out annually or at unpredictable intervals, monthly distributions provide consistent income, allowing you to plan your finances more effectively. Think of it as an investment that “loves” you back—reward…

As the new year begins, it’s the perfect time to prioritize your financial goals. If you're looking to grow wealth with minimal effort, earning passive income with real estate loans might be your best move. In this article, we’ll explore how real estate loans work, why they’re a lucrative investment, and how funds like the Blue Vikings Income Fund can help you achieve financial freedom.

What Are Real Estate Loans?

Real estate loans are a form of private lending where investors provide capital …