Blue Vikings Capital Blog | Expert Real Estate Insights
Why Private Lenders Often Practice Unprotected Lending (and How to Stop)
Let me ask you a bold question:
Would you ever practice unprotected lending?
It sounds ridiculous, doesn’t it? But the truth is—most private lenders do it all the time. And often, they don’t even realize how dangerously exposed they are… until it’s too late.
Even smart, experienced lenders fall into risky habits. I’ve made the mistake myself. In this post, I’ll show you what “safe lending” really looks like, why so many people don’t do it, and how to protect yourself—especially if you’re lend…
How Rehabbers Can Boost ROI with Smart Renovations
If you are fixing up a house to sell, rent, or flip, you are a rehabber. And if you want to make money from that project, you need to make smart choices.
ROI stands for “Return on Investment.” This means how much profit you make compared to how much money you spent. Every dollar counts. So if you spend too much in the wrong places, you could lose money instead of making it.
The good news is that you don’t need to spend the most to make the most. In fact, small changes in the right places can h…
How to Use Data to Find the Next Big Multifamily Opportunity
Successful multifamily investing isn’t about guessing or chasing hot trends—it’s about using the right data. While some investors rely on instinct, experienced professionals know that data is the most reliable tool to uncover the next strong market before it becomes obvious to everyone else.
In this article, we’ll explore what data to track, how to interpret it, and why it’s essential for finding high-performing multifamily markets that can support long-term passive income and appreciation.
Un…
How We Protect Your Capital During Market Uncertainty
A Time of Change
In 2025, the financial world is still adjusting. Interest rates remain high, inflation continues to impact costs, and many banks have tightened lending. Property values are shifting in some markets. Some investors are feeling uncertain about where to place their money safely. These conditions make it more important than ever to choose investments that are designed to weather economic ups and downs.
At Blue Vikings Capital, our focus has always been on capital preservation firs…
The Case for Real Estate Lending Over Bank CDs and Savings Accounts
What Most People Choose—and Why It May Not Be Enough
Many people keep their savings in traditional bank accounts or certificates of deposit (CDs). These options feel safe, and they are easy to understand. However, they also offer very limited growth. As of July 2025, the national average interest rate on regular savings accounts is around 0.6% per year. Even the best high-yield savings accounts offer about 4.4% annual percentage yield (APY), and top CDs with terms of six to twelve months are pa…
Passive Income 101: Why Multifamily Properties Work for Everyone
Many people want to grow their money, but they don't want the stress of being a landlord, fixing toilets, or chasing down rent checks. That’s where passive income from real estate—especially multifamily properties—comes in. It’s a way to earn steady money without doing all the daily work. And yes, it really can work for almost everyone.
In this article, we’ll break down what passive income means, how multifamily real estate makes it possible, and why it’s one of the best ways to build wealth ov…
Planning Your Fall Renovation with Flexible Loan Options
Fall is coming. That means it’s time to stop sitting around waiting for cooler weather and start getting your renovation plan together.
Whether you’re flipping houses, fixing up your own place, or just trying to beat the winter slowdown, fall is the perfect time to renovate. But let’s be real—renovations cost money. A lot of it. And if you’re thinking, “I’ll just wait and save up,” that’s like saying you’ll build a house with duct tape and hope the wind doesn’t blow.
That’s why smart investors…
The Anatomy of a Loan: How Your Investment Powers Success
When you invest in the Blue Vikings Income Fund, your money does not just sit in an account. It goes to work right away. It helps real estate professionals buy and fix up homes. In return, you earn steady interest every month. This article explains how the loan process works and how your investment plays a key role from start to finish.
Step 1: You Invest in the Fund
You begin by placing your money into the Blue Vikings Income Fund. The minimum investment is $25,000. Your money is then pooled …
Why Summer is a Great Time to Buy Multifamily Properties
Summer often signals vacations, warmer weather, and longer days. But for real estate investors, summer can also present one of the best windows of opportunity to purchase multifamily properties. If you're thinking about expanding your portfolio or making your first passive investment, here's why summer stands out as a strong season for multifamily acquisitions.
More Inventory Comes to Market
Historically, summer brings more listings to the market. Property owners who have planned to sell often…
What the One Big Beautiful Bill Act Means for Your Business and Investments — A Tax-Centric Breakdown
On July 4, 2025, the One Big Beautiful Bill Act was officially signed into law, ushering in a sweeping series of tax reforms aimed at stimulating business growth and long-term economic activity. While the legislation covers a broad array of policy areas, this article focuses exclusively on the tax provisions that most directly affect entrepreneurs, business owners, and real estate professionals.
For those who make decisions based on tax positioning, this bill delivers several meaningful updates…